Working Capital & Overdraft Facility

Every growing business feels the squeeze between paying suppliers today and collecting from customers tomorrow. Cash credit, overdraft and other working capital facilities bridge that gap — funding inventory, receivables and day-to-day operations so growth never stalls for want of liquidity.

Fortunerise Advisory studies your business financials, banking conduct and operating cycle, then recommends the right structure and the right lender from our 25+ bank and NBFC network. We prepare and present your file the way credit teams want to see it, negotiate limits and pricing, and support you through assessment and sanction.

Our involvement does not end at disbursal: we help with annual renewals, limit enhancements and restructuring as your business scales, so your working capital always keeps pace with your turnover.

What you get

• Cash credit and overdraft limits sized to your operating cycle
• Interest payable only on the amount you actually utilise
• Competitive pricing negotiated across 25+ banks and NBFCs
• Professional preparation and presentation of your credit file
• Ongoing support for renewals and limit enhancements