Debt Consolidation

Several EMIs on different dates, at different rates, to different lenders — juggling them drains both cash flow and peace of mind. Debt consolidation replaces that clutter with a single loan and a single, usually lower, monthly payment, often by using a cost-effective facility such as a loan against property to retire expensive unsecured debt.

Fortunerise Advisory begins with a full picture of what you owe: balances, rates, tenures and prepayment terms. We then design a consolidation structure that genuinely reduces your monthly outgo, negotiate the takeover with the new lender from our 25+ bank and NBFC network, and manage every balance transfer and closure formality on your behalf.

The result is simpler finances, restored breathing room and, over time, a healthier credit profile — with clear guidance on staying that way.

What you get

• One manageable EMI in place of many scattered payments
• Lower overall interest cost through smart restructuring
• Balance transfers and loan closures handled end to end
• Tenure planned around your real repayment capacity
• Practical guidance to rebuild and protect your credit score