OD for Professionals (CA / Doctors / CS / CMS)

Chartered accountants, doctors, company secretaries and other certified professionals have earning power that standard credit assessment often undervalues. Specialised professional overdraft programmes fix that — offering generous limits based largely on your qualification and practice, with far lighter documentation than regular business credit.

Fortunerise Advisory knows which banks and NBFCs run these programmes and what each one looks for. We help you choose the right facility for your practice — equipment for a clinic, fit-outs for a new office, working funds for a growing firm — then structure the limit, complete the paperwork and negotiate pricing so you keep the flexibility of an overdraft at the cost of a term loan or better.

What you get

• Overdraft limits designed specifically for qualified professionals
• Interest charged only on the amount you actually use
• Minimal, qualification-based documentation
• Competitive pricing negotiated with programme lenders
• Support at renewal and for limit enhancements as you grow